Automotive Payment Processing

Payment processing for
every part of your
automotive business.

From the showroom and service lane to parts, online payments, and remote transactions, NRG helps automotive businesses build a payment setup around how they actually operate.

01

Showroom

Accept card payments for deposits, vehicle-related transactions, and other front-of-house payment needs.

02

Service Lane

Build a payment flow that works for service tickets, repair orders, and high-frequency customer interactions.

03

Parts & Retail

Support counter sales and parts transactions with a setup designed around your existing operation.

04

Remote & Online

Extend payment acceptance beyond the physical location for online, invoice, and remote-payment use cases.

Built Around Your Operation

Automotive payments are rarely one-size-fits-all.

Dealerships and automotive businesses often have multiple departments, transaction types, and payment workflows. NRG can help structure processing around the entire business instead of forcing every payment into the same setup.

01

Multiple payment environments

Support different departments and customer touchpoints while keeping the broader payment strategy coordinated.

02

High-ticket transactions

Build around the realities of larger automotive tickets, processing volume, and the way customers prefer to pay.

03

In-person + remote payments

Combine counter, terminal, online, invoice, or other remote-payment workflows where they make sense.

04

Existing-system compatibility

We start by understanding the tools and processes you already use before recommending a payment setup.

05

Processing-cost review

Understand effective rates, recurring costs, transaction fees, and opportunities that may be worth reviewing.

06

Direct NRG support

Work with a team that can help with setup, questions, and ongoing payment needs instead of navigating everything alone.

Dual Pricing

Reduce the cost of accepting card payments.

For eligible automotive businesses, dual pricing can provide a transparent way to offset most card-processing costs while preserving clear payment choice for customers.

Clear customer payment choice
Designed around your transaction flow
Straightforward reporting
Hands-on NRG implementation support
What we review
Costs vs. workflow

NRG looks at processing volume, transaction size, payment channels, existing fees, and customer experience before recommending whether dual pricing makes sense.

Client Results

What the right payment structure can change.

Two automotive businesses used a tailored payment structure to substantially reduce the processing costs hitting their bottom line.

Colorado

Multi-location Honda dealership

NRG deployed a dual-processor structure across the dealership’s in-store and online payment environments, allowing the payment setup to reflect the needs of different parts of the operation.

Yearly costs prior $120K
Yearly costs with program $1.5K
Total yearly savings $118.5K+
Savings over 5 years $592.5K+
Tennessee

Enterprise-level Toyota dealership

For this single-location dealership, a revised payment structure dramatically reduced annual processing expense. Customer education and in-store resources supported the transition to the new payment model.

Yearly costs prior $144K
Yearly costs with program $445
Total yearly savings $143.5K+
Savings over 5 years $717.5K+
Why NRG

A payment partner that looks at the whole business.

The right automotive payment setup starts with understanding how your departments, customers, transaction types, and existing systems fit together.

01
Start with the existing workflowWe learn how payments move through the business before recommending changes.
02
Build around the businessDifferent departments can require different tools, payment channels, or processing approaches.
03
Make the costs understandableNRG can help break down your current statement and identify what may be worth reviewing.
04
Stay available after setupYou have a team to contact when questions, changes, or new payment needs come up.
Start With The Numbers

See what your current processing setup is costing you.

Send NRG your statement and we’ll help you understand the fees, effective rate, and payment options that may make sense for your automotive business.